Is your house
scheduled for auction?
You're not alone,
We can still help!
Home Advisors NY has been a trusted partner for homeowners in the Greater New York area and Long Island since 2009. Our program provides a financial lifeline. With our guidance, you can navigate the process smoothly, understanding the terms of the agreement and the timeframe for relocation. We prioritize your peace of mind, ensuring a seamless transition and assisting you in finding suitable housing options. Get a free consultation today and explore your options.
About Us
Home Advisors NY is here to assist you both prior to and following the placement of a judgment and auction on your home.
Before the auction, discover if you're eligible for a loan modification or a short sale.
After the auction, we're dedicated to aiding you in securing funds for relocation.
Our Services
For After The Auction
Cash for Keys
Can't stop the auction ? Call us before the auction date, we can get you relocation funds.
Negotiate a cash incentive
We'll work with your lender/investor to secure a cash payment in exchange for voluntarily vacating the property by a specific deadline.
Controlled Exit
Negotiate the terms of the agreement with your lender or investor, ensuring a smoother transition and peace of mind.
Professional Assistance
Our experienced team will guide you through every step of the process, providing support and expertise along the way.
Get paid to move out! Discover how our cash for keys service
can help you secure a smooth transition.
Cash Payment:
In exchange for vacating the property, the homeowner receives a cash payment from the lender or investor. This payment can help cover relocation expenses or provide some financial cushion during the transition period.
Dignified Solution:
Avoid the stigma and uncertainty of eviction by voluntarily vacating your property in exchange for a cash payment.
Relocation Support:
Worried about where to go after vacating your home? Our dedicated team will work with you to develop a personalized relocation plan. From exploring housing options to assisting you in finding suitable accommodation, we're here to support you every step of the way.
Our Services
For Before The Auction
Loan Modifications
Struggling to afford your current mortgage payments? We can help you explore loan modification options:
Gather necessary documentation
We'll guide you through collecting financial documents to support your request.
Negotiate with your lender
Our referral partner will advocate for a modification that lowers your interest rate, extends the loan term, or reduces the principal balance, making your payments more manageable.
Increase your chances of success
We understand loan modification programs and will work to present a strong case to your lender.
Short Sales
Selling your home quickly can be essential in some situations. We can help you with a short sale:
Market analysis and pricing strategy
We'll determine the fair market value of your home and establish a realistic selling price to attract buyers quickly.
Negotiate with your lender
We'll work with your lender to approve a short sale, meaning they will accept the sale proceeds even if they fall short of the total mortgage amount owed.
Avoid a deficiency judgment
This helps prevent your lender from suing you for the remaining balance after the short sale.
Sarah M., Brooklyn
★★★★★
Home Advisors NY was a lifesaver! I avoided the nightmare of an eviction after my property went to auction. I got a much-needed financial relief. Highly recommend. Felt like i was on my own after the auction, with the relocation funds i received i was able to get into a new place fast!
David L., Queens
★★★★★
Facing foreclosure was terrifying, but they gave me hope. They explained my options clearly and connected me with the right lawyer for a loan modification. Now, I have a manageable mortgage and can stay in my home.
FAQS
What if I don't know which option is right for me ( loan modification, cash for keys, short sale)?
We understand that every situation is unique. During your free consultation, our team will carefully assess your financial situation, property value, and goals to recommend the most suitable option for you.
What is cash for keys, and how does it work?
Cash for keys is a process where lender or investor offers a monetary incentive to a homeowner/tenant in exchange for voluntarily vacating a property. This helps avoid the time-consuming and often contentious eviction process. Our service facilitates this transaction by guiding both lender/investor and homeowners/tenants through the negotiation and agreement process.
How much money can I receive through cash for keys?
The amount offered in a cash for keys agreement varies based on factors such as the market, the condition of the property, and the amount owed. We work with both parties to negotiate a fair and reasonable amount that benefits both parties.
How much does your service cost?
We offer a free consultation to discuss your situation and explore your options. There's no obligation to use our services after the consultation. If you decide to move forward with us, we'll explain our fees clearly and transparently. Our Cash for keys Programs pays you.
What documents will I need to provide?
The documents you'll need will vary depending on your specific situation. However, some common documents include mortgage statements, proof of income, and hardship letters explaining your financial difficulties. We'll provide a detailed list during your consultation.
How long will the process take?
The timeframe can vary depending on the complexity of your situation and the chosen solution. Foreclosure defense can take longer due to potential court involvement. We'll provide a more accurate timeline based on your situation after the consultation.
What happens after I complete the process (e.g., loan modification is approved)?
We'll continue to offer support and guidance even after your chosen course of action is complete. This may include helping you understand your new mortgage terms or navigating the short sale process. We're here to ensure a smooth transition and your long-term success.
Will participating in cash for keys affect my credit score or rental history?
No, participating in a cash for keys agreement typically does not impact your credit score or buying/rental history. Unlike an eviction, which can have long-term consequences and negatively affect your credit score and rental history, cash for keys allows you to leave voluntarily. This voluntary departure can mitigate the impact of a foreclosure on your credit score and buying/rental history.
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